Florida Legal Advocates - A Private Law Firm has the expertise, skill, and knowledge to help you in the event of a denied claim. We understand just how frustrating it can be to have your claim turned down after an accident, workplace injury, disability, or another calamity. You deserve to get the compensation you are owed for lost wages, medical bills, and pain and suffering. We handle denied insurance claims of all types and we will provide the effective legal services you deserve in Tampa, FL, Winter Park, FL, Dania Beach, FL, North Miami, FL, and the rest of Florida.

Seasoned Insurance Claim Lawyers

At the law office of Florida Legal Advocates - A Private Law Firm, we handle denied insurance claims of all types including disability insurance claims, vehicle damage claims, theft claims, watercraft insurance claims, and more. We also represent individuals with life insurance claims, workers compensation insurance claims, and many other denied insurance claims. As seasoned insurance claim lawyers, we have what it takes to help you get your claim resolved successfully.

For 26 combined years, our law firm has been successfully helping individuals to get the right outcome after their claims have been denied. We believe that no one should have to deal with an unrelenting insurance company during a challenging time. Rest assured knowing that our team of committed claims attorneys know the insurance process inside and out and will fight aggressively for the rights of our clients.

If you need assistance with denied insurance claims, give us a call today, toll free at (855) FL-ADVOCATES, or (754) 263-4252.

Insurance companies often deny claims for various reasons, leaving policyholders without the financial protection they expected. If your claim has been unfairly denied, delayed, or undervalued, our experienced legal team is here to help. Below are some of the most common types of insurance claim denials and how an attorney can assist in securing the compensation you deserve.

1. Life Insurance Claim Denials

Life insurance provides financial security to beneficiaries after the policyholder's passing, but insurance companies may refuse to pay out benefits.

Common Reasons for Denial:

• • Allegations of misrepresentation or fraud on the insurance application.
• • Disputes over the cause of death (e.g., suicide vs. accident).
• • Contestability period issues.
• • Lapsed policy disputes due to alleged non-payment of premiums.

How an Attorney Can Help:

Our attorneys will investigate the denial, gather supporting evidence, and challenge the insurer’s decision to help you recover the rightful payout.

2. Homeowners Insurance Claim Denials

When damage occurs to your home or personal property, insurers may attempt to minimize or deny your claim.

Common Reasons for Denial:

• • Disputes over the cause of damage (e.g., wind vs. flood).
• • Allegations of inadequate maintenance.
• • Policy exclusions.
• • Disputes over the scope and cost of repairs.

How an Attorney Can Help:

We assist homeowners in understanding their policy, gathering evidence of damage, and negotiating fair settlements with insurers.

3. Personal Injury Claim Denials

Injuries from car accidents, slip-and-falls, or other incidents may be wrongfully denied by insurance companies.

Common Reasons for Denial:

• • Disputes over liability.
• • Allegations of fraud.
• • Disputes over the extent of injuries or medical costs.

How an Attorney Can Help:

Our team will collect medical records, accident reports, and witness statements to support your claim and hold insurers accountable.

4. Auto Insurance Claim Denials

Vehicle damage claims are frequently denied, leaving policyholders with unexpected expenses.

Common Reasons for Denial:

• • Disputes over liability.
• • Allegations of fraud.
• • Disputes over the extent of damage.
• • Denial of comprehensive or collision coverage.

How an Attorney Can Help:

We work with accident reconstruction experts, review policy details, and fight to ensure fair compensation.

5. Business Interruption Insurance Claim Denials

When businesses suffer financial losses due to unexpected disruptions, insurers may refuse to pay.

Common Reasons for Denial:

• • Disputes over business interruption losses.
• • Allegations of fraud or misrepresentation.
• • Policy exclusions.

How an Attorney Can Help:

Our attorneys will analyze your policy, document financial losses, and aggressively negotiate on your behalf.

6. Commercial Property Insurance Claim Denials

Damage to business property should be covered by insurance, but companies often try to limit their payouts.

Common Reasons for Denial:

• • Disputes over the cause of damage.
• • Allegations of inadequate maintenance.
• • Policy exclusions.
• • Disputes over the value of the loss.

How an Attorney Can Help:

We assist business owners in recovering full compensation by challenging insurer tactics and presenting strong evidence.

7. Flood Insurance Claim Denials

Flood insurance claims, especially those involving the National Flood Insurance Program (NFIP), can be complicated and subject to denial.

Common Reasons for Denial:

• • Disputes over the extent of flood damage.
• • Allegations of policy exclusions.
• • Disputes over base flood elevation

How an Attorney Can Help:

Our legal team helps policyholders navigate the NFIP claims process, appeal wrongful denials, and recover rightful compensation.

Denied Insurance Claims? We Can Help

Insurance companies often deny claims for various reasons, leaving policyholders without the financial protection they expected. If your claim has been unfairly denied, delayed, or undervalued, our experienced legal team is here to help. Below are some of the most common types of insurance claim denials and how an attorney can assist in securing the compensation you deserve.